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With a plethora of specialist light commercial vehicle insurance suppliers in the marketplace, the competition is rife. Don't simply accept your current insurers renewal premium or the first quote you come across, shop around to find cheap van insurance deals. Click the get quotes button above the get quotes from a number of leading insurers in the UK.

The are a number of simple ways in which you can reduce the cost of van insurance cover. Firstly consider insuring your vehicle for named drivers only as this can reduce your premium by as much as 20%. Secondly ensure that nobody under the age of 25 gets behind the wheel. Insurers typically have a less than favourable view of male van drivers below the age of 21.

Thirdly proper security of your vehicle can have a positive impact on your insurance costs. Locking your van in a garage or your yard, or simply parking it on a driveway can slash premium costs by up to 5%. Furthermore, fitting a Thatcham approved alarm may be rewarded by a 5 to 10% cut. Investing in enhanced security is seldom a waste of money, so you might want to think about having some supplementary locks fitted too.

If your van is quite old with a relatively low sale value, you could consider buying third party, fire and theft cover only, saving yourself a handy 15%. Although that might seem attactive, it is important to remember that if you write your van off by driving it into a lamp post and the accident is wholly your fault, then you won't be able to claim on the policy.

If you rely on your van for your business to operate ensure your policy includes Uninsured Loss Recovery (ULR) cover. If you're involved in a collision, it wasn't your fault and you need to hire a van while your own workhorse is being repaired, then ULR allows you to recover the cost and any other uninsured losses from the third party responsible. For a builder a van is just as important to their job as bricks and mortar. Couriers and trademen such as plumbers, electricians, glaziers, roofers, locksmiths, florists and delivery firms all depend on their commercial vehicles, meaning adequate and suitable van insurance is a must.

01/07/08 - Average tradesman in Britain spends nearly 30% of their time behind the wheel
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03/03/08 - Van drivers vote traffic wardens as most irritating people on the roads
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04/02/08 - Rospa says only 69% of van drivers wear a seat belt
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